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Wow!! INGDirect lowered their interest rate twice in less than a month!! On December 30, it was lowered to 2.5% APY and on January 20, it was lowered again to 2.4% APY.

Hmm....perhaps I should be looking for another savings account that pays a higher rate. I'll have to look around to see what my options are. Anyone have any ideas as to what could be better and just as easy to use as ING?

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